A lot of people have read Robert Kiyosaki's books (and he has a lot of them), but this is the one that started them all.
I think what endears people to Rich Dad Poor Dad is the story. It seems to me that whenever a non-fiction book teaches with stories, it does very well. So, if you're going to write a non-fiction book, weave your info into a story.
Rich Dad Poor Dad is the story of Robert learning the habits of the rich from his best friend's dad. Robert's own dad was a highly paid, highly educated government official, but who ended up poor (this is his "poor dad"). His best friend's dad was not highly educated, but he started lots of businesses, bought lots of real estate, and invested in stocks. He is "rich dad".
Some lessons or themes that keep coming up:
*School prepares you for a job while financial education prepares you for better financial habits that lead to a more prosperous life
*The rich invest in ways that the poor and middle class do not
*The rich invest in assets that produce class flow, and then reinvest that cash flow into other assets
*The poor invest in liabilities, or things that take money out of their pockets
*The middle class tend to go to school, get a job, buy everything on credit, get raises, then buy bigger houses and nicer cars, under-save and under-invest, and then retire on less than what they should have.
*There are 3 kinds of income:
-Earned income (what you make when you're there)
-Passive income (money that comes to you when you're not there...that can come through businesses, real estate income, intellectual property, etc)
-Portfolio income (money that also comes when you're not there...but specifically from stocks, mutual funds, and other such paper investments)
As it turns out, Robert didn't go on to become a rich guy too soon into his adult years, like his best buddy did. Robert went into the Navy to learn how to sail ships, then to the Marines to fly helicopters in the Vietnam war. I might have the timeline wrong, but he he was a top-selling Xerox sales rep for several years. And then he went on to start a successful business importing/selling those Velcro nylon surfer wallets from the eighties. Remember those? After a few years, that business went bust.
Eventually he made the jump into buying assets...income producing real estate...and within 8 to 10 years, he and is wife retired. Then six months later he came out of retirement to start his financial education business...which includes his books, board games, tapes, seminars, etc. In reality, it sounds like he's started a whole ton of other businesses too, but that's what I've pieced together from other books of his that I've read. Notice that most of his activities center around passive income?
It's a great and easy read and should shock you out of your usual way of looking at money. Another one of his books that I like a lot is one he didn't even write by himself...aptly named "Success Stories". It's a collection stories by many of Robert's students that have taken his advice and who started businesses or are collecting assets that produce cash flow.
There's so much more that can be said, but it's time for you to start the adventure of reading a new book. Try to think of "Rich Dad Poor Dad" as financial education; it will make the purchase that much easier to justify.
Kamis, 09 Februari 2012
Requiem Of Insanity
Debra Ulrich has explored a unique way of bringing some light to the journey of a medical patient in this nonfiction fairytale. I have to admit that the first 40 pages were difficult for me to get through - but in the end, the material is definitely worth reading and I recommend this book to anyone involved with heavy medication.
This is a story of a woman (Queen Sara) and her son (Prince Max) who become locked into a medical-go-round due to trusting overzealous doctors who have their hands poised over prescription pads. Queen Sara followed the doctors blindly, as most of Western society is still trained to do. Side effects and reactions to the heavy long-term medication drove these two patients into being misdiagnosed with one disorder after another.
Anyone with a serious health condition is quite familiar with strategically taking multiple prescription drugs throughout the day. However, just as each body can react differently to a disease or disorder – we can also react differently to medication. Every pill, even herbal or over-the-counter medication, can have side effects. Multiple medication can be tricky due to cumulative effects of medication combining in the body – sometimes becoming something else entirely. This makes the physician’s job much more difficult.
Synthetic drugs tend to give immediate results, but generally, they do not cure the disease/disorder. Instead, they mask it - while the cause of the problem still exists. Sara learned that though alternatives to western medicine could be quite helpful, they are not readily embraced by the doctors. She embarked on a long, expensive journey and dedicated herself to a strict health regime for years. Cleansing the body of built up toxins, food allergy tests, hair tests, herbal remedies, muscle tests, gaining nutritional knowledge and emotional work were all components in Sara’s healing process.
The author closes her book with a spreadsheet of the drugs she has experience with, their known reactions and some possible alternatives. The last seven pages list contacts for associations that may prove helpful for those on a medical adventure.
This story is an excellent example of how deficiencies and emotions can play a huge part on our overall health. As a closing, I would like to leave you with quote from Debra’s book "Patients must be treated as equal partners and need to be the ones ultimately responsible for their own health and welfare.
This is a story of a woman (Queen Sara) and her son (Prince Max) who become locked into a medical-go-round due to trusting overzealous doctors who have their hands poised over prescription pads. Queen Sara followed the doctors blindly, as most of Western society is still trained to do. Side effects and reactions to the heavy long-term medication drove these two patients into being misdiagnosed with one disorder after another.
Anyone with a serious health condition is quite familiar with strategically taking multiple prescription drugs throughout the day. However, just as each body can react differently to a disease or disorder – we can also react differently to medication. Every pill, even herbal or over-the-counter medication, can have side effects. Multiple medication can be tricky due to cumulative effects of medication combining in the body – sometimes becoming something else entirely. This makes the physician’s job much more difficult.
Synthetic drugs tend to give immediate results, but generally, they do not cure the disease/disorder. Instead, they mask it - while the cause of the problem still exists. Sara learned that though alternatives to western medicine could be quite helpful, they are not readily embraced by the doctors. She embarked on a long, expensive journey and dedicated herself to a strict health regime for years. Cleansing the body of built up toxins, food allergy tests, hair tests, herbal remedies, muscle tests, gaining nutritional knowledge and emotional work were all components in Sara’s healing process.
The author closes her book with a spreadsheet of the drugs she has experience with, their known reactions and some possible alternatives. The last seven pages list contacts for associations that may prove helpful for those on a medical adventure.
This story is an excellent example of how deficiencies and emotions can play a huge part on our overall health. As a closing, I would like to leave you with quote from Debra’s book "Patients must be treated as equal partners and need to be the ones ultimately responsible for their own health and welfare.
Recipes Cooks Can Trust
Many cookbooks these days are long on dazzle and flash, and short on good recipes that we can instantly trust and love.
New York Times best-selling author Phyllis Pellman Good gives us recipes that include ingredients we already have on hand or can easily buy-recipes that are easy, foolproof and will make our families smile.
Good's series of slow-cooker cookbooks, "Fix-It and Forget-It," sold more than 6 million copies! Now, her new "Fix-It and Enjoy-It! Cookbook" (Good Books, $15.95) offers readers even more tried-and-true, welcome-home recipes for stovetop and oven cooking.
A collection of more than 675 recipes submitted by at-home cooks from around the country, the "Fix-It and Enjoy-It! Cookbook" features mouthwatering favorites such as "10-Minute Meatloaf" and "Frozen Mocha Cheesecake." Each recipe includes its prep and cooking times.
Here's an appetizer recipe taken from the new book:
Cheese and Shrimp Strudel
Makes 16-18 slices
1 half of a 17.25-ounce package (1 sheet) frozen puff pastry, thawed
11/2 cups (6 ounces) shredded Swiss cheese
1/2 cup sour cream
1/4 cup thinly sliced green onion
1 cup (4 ounces) cooked shrimp, chopped, or 4.5 ounces canned shrimp, rinsed, drained and chopped
1 egg, beaten
On a lightly floured surface, roll the thawed puff pastry to a 10" x 18" rectangle.
Place rectangle of pastry on a lightly greased, large baking sheet.
In a medium-sized bowl, stir together cheese, sour cream, onion, shrimp and half the beaten egg (about 2 tablespoons).
Spread the mixture length-wise down half of the rectangle. Brush edges of pastry (using pastry brush) with some of the remaining beaten egg.
Carefully fold dough over the filling and seal edges with the tines of a fork. Brush top and sides of strudel with remaining egg.
Bake at 400 degrees for 20-25 minutes or until golden brown.
Remove from oven and cool 20 minutes before slicing. With a very sharp knife, slice slightly on the diagonal.
A cookbook with detailed directions, including prep and cooking times, can help even novice cooks navigate the kitchen with confidence.
New York Times best-selling author Phyllis Pellman Good gives us recipes that include ingredients we already have on hand or can easily buy-recipes that are easy, foolproof and will make our families smile.
Good's series of slow-cooker cookbooks, "Fix-It and Forget-It," sold more than 6 million copies! Now, her new "Fix-It and Enjoy-It! Cookbook" (Good Books, $15.95) offers readers even more tried-and-true, welcome-home recipes for stovetop and oven cooking.
A collection of more than 675 recipes submitted by at-home cooks from around the country, the "Fix-It and Enjoy-It! Cookbook" features mouthwatering favorites such as "10-Minute Meatloaf" and "Frozen Mocha Cheesecake." Each recipe includes its prep and cooking times.
Here's an appetizer recipe taken from the new book:
Cheese and Shrimp Strudel
Makes 16-18 slices
1 half of a 17.25-ounce package (1 sheet) frozen puff pastry, thawed
11/2 cups (6 ounces) shredded Swiss cheese
1/2 cup sour cream
1/4 cup thinly sliced green onion
1 cup (4 ounces) cooked shrimp, chopped, or 4.5 ounces canned shrimp, rinsed, drained and chopped
1 egg, beaten
On a lightly floured surface, roll the thawed puff pastry to a 10" x 18" rectangle.
Place rectangle of pastry on a lightly greased, large baking sheet.
In a medium-sized bowl, stir together cheese, sour cream, onion, shrimp and half the beaten egg (about 2 tablespoons).
Spread the mixture length-wise down half of the rectangle. Brush edges of pastry (using pastry brush) with some of the remaining beaten egg.
Carefully fold dough over the filling and seal edges with the tines of a fork. Brush top and sides of strudel with remaining egg.
Bake at 400 degrees for 20-25 minutes or until golden brown.
Remove from oven and cool 20 minutes before slicing. With a very sharp knife, slice slightly on the diagonal.
A cookbook with detailed directions, including prep and cooking times, can help even novice cooks navigate the kitchen with confidence.
Reality Checked
Reality Checked – Life through Death, is a moving saga about finding meaning in a world of suffering and pointless hate based on the color of skin. Former school teacher and Theologist, Victor Waller has incorporated many of life’s issues through the lives of his characters who were forced to make decisions in hopeless situations. Racism, revenge and hate are rampant in this book. Domestic abuse and the dangers hidden within our society’s foster care system are also addressed.
There is only one main character – Catherine Brown – along with a host of supporting characters. Catherine grows up under the terrible threat of racism - which many use simply as an excuse to harm another human. In fact, her father and uncle were orphaned at a very young age through a racist attack. The fairy-tale romance of her parents slid away as fears of her father’s suspected infidelity enforces her mother’s accusations that she is being poisoned. Never really knowing the truth, Catherine stumbles through her youth and into adulthood.
Unfortunately, a disturbed individual brutally murders her family and Catherine is dragged away by the police and incarcerated for many years. She survived the harsh environment through the friendship of her cellmate – and their hunger for revenge.
As an old woman, Catherine is only free from the bars of her prison. Her body is now her jailer – it is discovered that she inherited her mother’s mysterious illness. Thinking she had no family remaining alive, Catherine is surprised when she is invited to a family reunion. This reunion proves to be one of Catherine’s greatest challenges. As she seeks to repair the family discord, she is contacted by a person from the past and her chance for revenge is handed to her on a silver platter.
Victor Waller has created an important and meaningful story in Reality Checked. In fact, the work is well titled. The novel provokes the reader to question their own choices in life - and possibly, to release some of the pessimistic inner voices which influence their decisions.
I give this 377 page novel the highest of ratings with no hesitation, what-so-ever."
There is only one main character – Catherine Brown – along with a host of supporting characters. Catherine grows up under the terrible threat of racism - which many use simply as an excuse to harm another human. In fact, her father and uncle were orphaned at a very young age through a racist attack. The fairy-tale romance of her parents slid away as fears of her father’s suspected infidelity enforces her mother’s accusations that she is being poisoned. Never really knowing the truth, Catherine stumbles through her youth and into adulthood.
Unfortunately, a disturbed individual brutally murders her family and Catherine is dragged away by the police and incarcerated for many years. She survived the harsh environment through the friendship of her cellmate – and their hunger for revenge.
As an old woman, Catherine is only free from the bars of her prison. Her body is now her jailer – it is discovered that she inherited her mother’s mysterious illness. Thinking she had no family remaining alive, Catherine is surprised when she is invited to a family reunion. This reunion proves to be one of Catherine’s greatest challenges. As she seeks to repair the family discord, she is contacted by a person from the past and her chance for revenge is handed to her on a silver platter.
Victor Waller has created an important and meaningful story in Reality Checked. In fact, the work is well titled. The novel provokes the reader to question their own choices in life - and possibly, to release some of the pessimistic inner voices which influence their decisions.
I give this 377 page novel the highest of ratings with no hesitation, what-so-ever."
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